Keeping customer information secure is a top priority for all of us at Champion Thoroughbreds. We hope this notice helps you understand how we handle the personal information about you that we collect and how you can control our disclosure of personal information about you. The provisions of this notice will apply to former customers as well as our current customers unless we state otherwise.

Champion Thoroughbreds and John O’Shea Racing Stables may share personal information with each other because it can make it easier when you apply for accounts or services from these companies. In addition, sharing personal information can help you receive timely notice about products, services or other special offers that may be of interest and benefit to you the companies or from selected third parties.

Champion Thoroughbreds is subject to the National Privacy Principles under the Privacy Act, and this document outlines how we intend to deliver all the rights and protections customers are entitled to. Where there are differences between Champion Thoroughbred’s Privacy Policies and Australia's Privacy Act, the stronger protection applies.

When we arrange thoroughbred partnerships or syndicates, clients request information relating to that specific offer or future offers. We ask you for information we need to inform you about those partnerships or syndicates and their ongoing management.

If required, we provide that information to the Racing NSW as lead regulator for the Australian Securities and Investment Commission (ASIC). All business records, personal details and financial information will be kept confidential, we respect the privacy information.

Our policies and practices to protect your personal information:

We protect the personal information we collect about you by maintaining physical, electronic, and procedural safeguards that meet or exceed applicable law. We require third parties that process personal information on our behalf to follow stringent standards of security and confidentiality.

We train people who work for us how to properly handle personal information and we restrict access to what is necessary for specific job functions.

Categories of personal information we collect and hold:

The nature of the personal information we collect, and where it comes from, will vary according to the specific offering, and may include:

• information we collect from you on applications or other forms, such as name, address, telephone number, occupation, assets and income.
• information about your transactions with us, our affiliates, or third parties, such as account balances, payment history, and account activity
• information we receive from credit bureau reports.

Purposes of collecting your information:

We will only collect personal information necessary for the offering. These purposes may include:

• processing a syndication share application.
• evaluating and monitoring credit worthiness.
• processing receipts and payments, and servicing customers.
• responding to customer inquiries about applications, accounts or services.
• understanding the customer's needs and offering products and services to meet those needs.
• allowing our affiliates and selected companies to promote their products and services to customers.
• meeting legal and regulatory requirements.

We will not disclose any of the above information that we collect to affiliates or third parties without your consent.

Disclosures of your information:

In common with many organisations, we keep our costs down by obtaining some routine services from external service providers, and your information may be provided to them on a confidential basis for this purpose. These disclosures and others to third parties may be for:

• cheque and statement printing and other administrative services.
• legal, settlement and valuation services.
• data processing and market research services.
• regulatory and compliance purposes.
• financial and professional advisory services.
• updating of credit information to credit bureaus.
• participating in payment systems, for example bank clearing and credit card associations.

We can provide a list of third parties to whom we may disclose information on request.

Categories of affiliates with whom we may share your information:

Our affiliates include the John O’Shea Racing Stable. In accordance with the National Privacy Principles enshrined in the Privacy Act, we will disclose to you at or around the time of collecting personal information from you that we may share your information with affiliates.

Contact Us:

If you wish to find out more information, or raise any specific or general concerns about Citi and its Privacy Policy, the contact details are as follows:

Director
Champion Thoroughbreds
Suite 505, 460 Pacific Hwy
St Leonards NSW 2065
Telephone: 02 9436 0795

Complaints and Disputes:

If you have reason to believe that Champion Thoroughbreds has breached the Privacy Policies outlined in this document, we urge you to raise this with the Champion Thoroughbreds director. We will investigate all complaints and respond to you within 14 days. If we find a complaint justified, we will resolve it. If necessary, we will change policies and procedures to maintain our high standards of performance, service and customer care.
This is your right under the Privacy Act.

Access:

You are entitled under the Privacy Act to access the information an organisation holds about you. We want to make this as simple as possible for you. You can make the request in a letter or by telephone if you prefer.
We would ask that you be reasonably specific about the information you require, and take a few minutes to consider the information required.

We will need to validate the identity of anyone making an access request, to ensure that we do not provide your information to anyone who does not have the right to that information.

Where a customer establishes that the personal information we hold on them is not accurate, complete or up-to-date we will correct our records as necessary. Your request will usually receive a response within 30 days. Access to information about you is your right under the Privacy Act.

Your Privacy Preferences:

Please remember that we will protect your personal information regardless of your privacy preferences.
If you do not wish us or other companies to communicate marketing offers to you, you may use the following methods to inform us:
Director
Champion Thoroughbreds
Suite 505, 460 Pacific Hwy
St Leonards NSW 2065
Telephone: 02 9436 0795

Champion Thoroughbreds Internet Policy
This explains our cookie policy and online data gathering information practices when you visit this site. This online data policy may be modified at our sole discretion at any time by changing the notice you see here. This online data policy is consistent with and remains subject to the Privacy Act and Champion Thoroughbreds Policies.

Cookies:

A cookie is a piece of information which a web server may place on your computer when you visit a website. Cookies are commonly used by websites to improve the user experience and have not been known to transmit computer viruses or otherwise harm your computer. Many cookies last only through a single session, or visit. Others may have an expiration date, or may remain on your computer until you delete them.

How We Use Cookies :

We use cookies for a number of purposes - for example, to maintain continuity during a user session, to gather data about the usage of our website for research and other purposes. Our cookies can only be used to track only your online activity on our website. They can only be used to not track your other Internet activity. Cookies set by us cannot be read by and are not shared with any non-Champion website, although we may share some of the cookie information we gather with John O’Shea Racing Stables.

Our cookies typically do not gather personally identifiable information. However, if you agree, we may combine our cookie data with personally identifiable information that you provide to us (such as your email address) so that you may receive marketing offers specifically suited to your needs.

Cookie Filters:

You can decide if and how your computer will accept a cookie by configuring your preferences or options in your browser. However, if you choose to reject cookies, you may not be able to use some of our online services or website features.
Your browser software may contain a feature, which is intended to notify you of the cookie policies of the various web sites you visit. For example, the Microsoft® Internet Explorer 6 browser software contained in Microsoft® Windows® XP contains a version of such a cookie-filtering device, commonly known as P3P. To learn more about P3P and how it may affect your online experience go to www.w3.org/P3P. Champion Thoroughbreds has attempted to make our websites compatible with the P3P privacy filtering tool. However, P3P is still an evolving standard and therefore, we are not responsible for any problems you experience when using a P3P filter, or any discrepancies between the machine-coded statement of our privacy policy which are read by the P3P tool and the human readable policy which you see here. This Online Data Policy and Privacy Notice are the controlling documents to which you should refer if you have questions about Champion Thoroughbreds privacy policies.

Cookies of Other Companies :

Champion Thoroughbreds uses third party 'cookies' to collect information to perform statistical analysis of aggregate user behaviour, but those analysis are not based on personal information. Champion Thoroughbreds uses such analysis to measure advertising effectiveness and relative consumer interest in the various areas of the website. The companies we are obliged not to use these cookies for their own internal purposes or share the information gathered with anyone other than Champion Thoroughbreds, in accordance with the terms of the contracts they have signed with us.

General Website Practices :

Aside from the cookies themselves we also record other details about what you do when using our website: which of our website's pages you try to open; and any information you may choose to submit through forms or dialog boxes. In some cases we offer you a choice as to whether the information you have entered will be stored and re-used - typically to save yourself the trouble of entering it again later.

The information we gather includes all internet banking activity, fund transfer requests and online applications, all other details may be made accessible for analysis or review but only to Champion employees (or approved agencies) who have been individually authorised on a strictly need-to-know basis.

Our information sharing practices with affiliates and outside companies is the same with respect to data collected both online and offline, and is governed by Champion Thoroughbreds Privacy Policy and the Privacy Act.

Security:

Champion Thoroughbreds currently uses strong encryption (128-bit) security to help safeguard your information. All transmission of customer information through Champion Thoroughbred’s websites is encrypted using 128-bit encryption technology.

Links to other websites:

When you use a link to go from Champion Thoroughbreds website to another organisation's website, this Internet Privacy Policy will no longer apply. Champion Thoroughbreds is not responsible for the privacy policies of other organisations or the content of their websites.

Email Address:

If you are a client of Champion Thoroughbreds, we may use your e-mail address to advise you of any upgrades or changes to these services. We may also use your e-mail address to send out regular communications that provide financial services information, updates on new services and special offers. It is our policy to e-mail our customers with direct marketing material only when we have your express consent to do so. If you consent to direct marketing e-mail, we will give you the option each time of not receiving further e-mail direct marketing communications. Where specified in the relevant terms and conditions of certain accounts, we may require you to receive important information solely by e-mail and not by conventional mail. Informational e-mail messages will not give you the option to stop receiving them, and will continue to be sent regardless of whether you have chosen not to receive marketing e-mail communications.